2 Topic Areas for Your Research Paper on E-Banking
Web, internet, or online banking are all used synonymously to refer to e-banking. It is an electronically based financial system used to facilitate bank transactions between clients and their financial institution via the internet. The system can exist either as part of the core structure or separately while connected to the traditional processes.
A research paper that concentrates on e-banking might seem like a technical write-up. Thus, some students may find it challenging to come up with a fresh direction to take their writing. If you are working on this research paper, you are in the right place. This article offers two areas your piece can cover.
Delve into the History of Integration of E-Banking
Before people could access their bank accounts from the comfort of their mobile handsets, telephone lines were first used in the 1980s. Clients would use the dial tones to issue directives to their banks. Plus, the operators and customers relied on terminals to interact with their banks via a phone line. In contrast, the process is more straightforward, safer, and more convenient these days.
The history of e-banking is teaming with numerous perspectives you can explore in your research paper. For instance, you can look at the most influential technologies that propelled this new way of transacting with financial institutions. Eventually, each of the significant contributors aimed to solve challenges with the system to progressively move e-banking forward.
On the other hand, you can approach the evolution of e-banking on a regional basis. For example, you can look at how various countries or regions began using the feature. There may be areas that experienced unique challenges to the rest that you can investigate in your research paper. Additionally, you can look at the specific problems banks encounter when digitizing their traditional financial systems.
Talk about the Challenges or Features of E-Banking
Your research paper could elaborate on the problems e-banking has encountered since its inception. Of course, financial matters are sensitive and private. Consequently, the new age monetary systems have had to overcome plenty of adoption issues with the customers. You can investigate why customers have been reluctant to trust e-banking and how the financial institutions have handled the questions.
E-banking offers numerous features that you can investigate in your research paper. There are benefits, risks, and regulations associated with how online banking operates. Therefore, you have various lines of arguments you can pursue in your write-up.
Governments regulate financial systems by coming up with laws that must be followed by institutions in the industry. Your research paper can discuss some of the most significant political and judicial decisions to manage e-banking. Of course, you should not forget about the efficacy of the actions taken as they have had some impact on the financial industry.
In summary, the methods described above are not exhaustive of the possible ways to approach your research paper. Feel free to change any of the tips to suit your study. Do not forget to adhere to the correct format for the write-up.